Your journey

01

Discovering Your Story:
Goal Planning

Let’s get to know you!

Our first step together is a one-hour meeting where we’ll focus on your story. Ideally, we’ll meet face to face. Here’s what we’ll cover:

  • Your Goals & DreamsWe’ll dive deep into understanding what you want to achieve—both financially and emotionally. It’s not just about the numbers; it’s about what will bring you happiness and peace of mind.
  • The Big PictureI’ll gather key details about your current assets, income, and lifestyle to create a clear picture of where you stand today, helping you feel confident about your starting point.
  • Your JourneyThis meeting is all about you—how you got here, what you enjoy, and what makes you happiest. Together, we’ll align your financial goals with your personal aspirations.
  • Expenditure insightsUsing a simple form, we’ll break down your spending into essentials and luxuries, so we can identify areas for potential savings or improvements. This process brings clarity to your spending habits, providing both financial and emotional relief.
  • Personalised ReportAfterward, I’ll prepare a report that outlines your goals, supported with visuals to help you stay motivated and on track, offering you the emotional reassurance that you’re on the right path.
02

Understanding
what you already have

Let’s take stock of where you are today

In this step, we’ll have a thoughtful discussion about your current financial situation. We’ll focus on:

  • Your Assets & LiabilitiesWe’ll review what you already own and any debts or commitments you might have, giving you a sense of financial clarity and control.
  • Existing PoliciesIf you’ve already put some financial plans in place, we’ll discuss how they fit with your goals. This discussion also ensures you have the emotional support to feel secure in your decisions.
  • Cashflow ClarityI’ll create a Cashflow Report to show you exactly where you stand today and what your future could look like with additional planning. This visual representation not only helps with financial planning but also provides the emotional comfort of seeing a clear path forward.
03

Putting your plan
into action

Time to make things happen

This is where we turn planning into action. Together, we’ll:

  • Tailor Your PlanWhether we’re building on what you already have or introducing new strategies, we’ll ensure your financial plan fits seamlessly with your personal goals. I’ll also offer emotional support, guiding you through decisions with confidence.
  • Implement RecommendationsI’ll be with you every step of the way, ensuring the process is smooth and stress-free. By aligning your financial strategies with your emotional well-being, we’ll help you achieve lasting peace of mind.

Financial value

Goal Setting
Savings & Spending: Managing everyday finances.
Income Planning: Ensuring long-term income stability.
Contingency Planning: Preparing for unexpected events.
Wealth Transfer: Multigenerational financial planning.

Tax Planning
Strategic Tax Planning: Reducing tax liabilities.
Tax-Efficient Accounts: Maximising tax benefits.
Asset Location: Positioning assets for tax efficiency.
Tax-Loss Harvesting: Turning losses into tax savings.

Tax treatment varies according to individual circumstances and is subject to change. Tax Planning is not regulated by the Financial Conduct Authority

EMOTIONAL value

Goal Setting
Keeping you focused on long-term goals.
Adjusting for evolving goals.
Avoiding Emotional Traps: Preventing reactive financial decisions.
Family Alignment: Ensuring everyone shares the same vision.

Emotional Support
Confidence Building: Empowering informed decision-making.
Understanding Aspirations: Aligning plans with your life goals.
Responsiveness: Providing timely support when needed.

Administrative Support
Data Gathering: Collecting essential information.
Reporting: Summarising key insights.
Research: Exploring new financial opportunities.

Ongoing support
& services

  • Annual Reviews
    Once a year, we’ll meet to assess your financial plan and make any adjustments necessary to keep your goals on track.
  • Cashflow updates
    Regular updates to your cashflow forecast will help ensure your finances continue to evolve with your life.
  • Expenditure Tracking
    Keep track of your spending through updated reports, ensuring you stay aligned with your budget and goals.
  • Expert guidance
    Throughout the year, you’ll have access to our team for any questions or guidance.
  • Plan Adjustments
    As your circumstances change, we’ll update your financial plan to ensure it continues to meet your needs.

WHAT YOU
CAN EXPECT

  • Goal setting that goes beyond numbers to focus on the life you want.
  • Personal investment strategies tailored to your values and aspirations.
  • Behavioural guidance to help keep you on track, even when emotions come into play.
  • Emotional support at every step, because financial planning is about peace of mind.

Ready to get started?
Get in touch today

If you would like to arrange a meeting with Sarah, please complete the attached form you can schedule in a 15 minute initial telephone call.