If you had to stop working because of illness or injury, how would you keep up with the bills? It’s a question most people don’t think about until they’re forced to and that’s where Income Protection and Critical Illness Insurance come in. Although they’re often mentioned together, they do very different jobs.
Before becoming a parent, I was coasting, working, paying the mortgage, but without real direction. Then I had the boys, and everything changed. Through IVF, exams during pregnancy, and the chaos of newborn twins, I learned that resilience is built in everyday moments and that we’re capable of far more than we think. They didn’t just change my life; they gave it purpose.
Life insurance isn’t something most of us like to think about, but it’s an incredibly important safety net. It’s not usually something you’ll benefit from directly; it’s there to protect the people you love most if the unexpected happens.